Month: May 2018

The applications of financial astrology

Financial blogger

The fact that astrology has quantifiable effects on human life has been proven many times and, in the past years, experts have pointed out that the influence of astrology expands not only on a personal level, but also on a professional one. Just like the movements of celestial bodies dominate individuals, they can also influence entire societies and fields such as finance. The practice that is based on this principle is called financial astrology and, like the term suggests, it follows the connection between planets and finance. It became widely known in the first half of the 20th century, when astrologer WD Gann revealed an algorithm that helped him start successful trading actions by basing his decisions on planetary movements. He was a firm believer of the fact that astral energies have a certain influence on the financial and business environment, mainly on investors, brokers and insurance companies, determining their success. Although the views on this practice vary, American pragmatics have embraced Forex astrology, saying that any piece of advice that leads to the optimization of business activities is more than welcome. There is also an institute of financial astrology in Boston and the growing interest in this field has generated considerable amounts of specialized literature that is appreciated by the general readership.

Astro-economics has various applications and traders use this practice in multiple actions. The main application is the one of determining major economic trends and it stems from the cycle of planets. Economy tends to follow similar major cycles, in the same way as history repeats itself. By offering a global perspective, astrologers can foresee the evolution or crisis of the economy, sometimes years before analysts can see it coming. One of the most notable examples in this regard is Evangeline Adams, who warned stock brokers of the economic crisis before everyone else.

It is common knowledge that one of the most difficult things about trading is determining the ideal time and place to invest. In this regard, astro-economics is said to be quite accurate, helping traders identify the most profitable stocks and the best time to invest in them. Finance astrology can be linked to complex philosophical concepts such as the nature of time, which is why specialized literature often expands the topics and offers more than economy lessons. In other words, this practice interacts with many other topics apart from economy and focuses a global, all-encompassing view of market trends.

It is not the mission of astro-economics to demolish long-standing trading principles or make brokers give up what they have learned from other sources. On the contrary, this practice encourages a multi-disciplinary approach and advises traders to take into account as many factors as possible when taking decisions in Forex actions. Although specialized books offer useful details about trading, they are not written only for the use of traders and bankers. On the contrary, everyone can invest in them if they want to know more astrology and the way it can influence human life on a global scale.

For more resources about financial astrology or about Forex astrology, please review this link http://www.trineaspect.com/.

World Financial Group Overview

Financial blogger

World Financial Group Overview

If you’re searching into the World Financial Group home business opportunity, don’t join… at least, not before reading through this overview. In this short article overview, I will concentrate on World Financial Group background, the various services they market, their compensation plan and, whether or not WFG is a fraud.

World Financial Group, is based out of Georgia and was started in 1991 by Hubert Humphrey. Before starting WMA, Humphrey was the #1 Producer for A.L. Williams, now known as Primerica. When Art Williams sold the company to Sandy Weill, Humphrey decided to venture out on his own and start his own financial services direct sales company.

Currently, Hubert Humphrey is no longer associated with World Financial Group, which is now owned by AEGON, one of the world’s largest life insurance and pension groups. WFG markets various financial services, including life insurance coverage, investments and mortgage products though the multilevel marketing business model. Some of World Financial Group strategic partners include some big names in the financial services arena: Western Reserve Life, Pacific Life, Allianz, Transamerica, Nationwide, John Hancock, Hartford Life and Investment Advisors International.

At this moment, the company has a sales force of 85,000 life insurance licensed representatives, and is doing business in the United States and Canada. It’s said that the company recruits close to 10,000 new associates every single month, which is pretty amazing for a financial services-based direct sales company.

To sign up the company, there is a start-up price of $100 ($125 in Canada) plus any qualification costs that the state in which you live charges. More or less, it will probably total anywhere between $500-$1,000 for all your licenses, and about 20-40 hours of certification time. Unlike other multi-level marketing businesses that enable you in making money the minute you join, WFG demands it’s reps to get licensed before they can get paid. And, while this might look like a negative point to some individuals, keep in mind that because you’re dealing with financial products, you must be certified. The great news is that you can make some pretty nice commissions, to the tune of $500-$1,000 for one sale, as soon as your able to write business.

Another aspect of World Financial Group’s pay plan is that even though there is a qualification process you and your team have to go through, you only need a few active producers to create big money. In fact, upon reviewing the compensation plan, it pretty impressive that you only need about 15-25 active producers to produce $150,000-$250,000 a year. Now, clearly you will need to recruit much more than 25 people to get 25 producers, especially since only a few will actually get licensed, and of those who actually get licensed, only a few will produce. Even still… building 25 producers, who sell Two or three products monthly, is a lot more do-able than building a team of 15,000 to 20,000 reps.

There are a ton of incentives in the compensation plan including various trips, a Mercedes Benz, a Role, Rings you get for going over $100,000 a year in income and a variety of bonuses you can earn.

With that said, you do have to be aware of all the fees you can incur for building your WFG business. Besides the licensing costs I mentioned earlier, there are costs to do other lines of business, especially if that line of business requires a state license. There’s also E&O Insurance (Malpractice insurance for financial representatives) that will amount to close to $100 per month. You may also get state fees to do business in other states. If you’re serious about building a financial services organization with WFG, then don’t get too caught up with these fees. After all, if you were to begin a traditional financial services firm, you would easily pay much, much more than this.

In summary, WFG is a legit business. It is absolutely not a rip-off. If you put in the effort and time, you can build a strong business that can potentially pay you multiple 6-figures a year. With that said, simply joining WFG does not mean you are guaranteed success.

At the end of the day, your ability to succeed will depend on whether or not you can brand yourself and generate an never-ending flow of leads. It is important, if you are serious, that you receive the coaching you need to help you sponsor 10-20 new people a month into your team.

Without knowing how to produce leads, even though WFG is a great opportunity. However you will be leaving a lot of money on the table if you don’t have an automatic system to generate leads for your WFG Business.

Learn more on how to generate more leads for your WFG Business Here.

Learn more on how to generate more leads for your WFG Business Here.

You Can Find The Original Post On How To Sponsor More World Financial Group Reps And Acquire More Customers Here

Maximizing Returns With The Help Of Financial Engineering

Financial blogger

Financial engineering is the development of financial products and technical and quantitative strategies. It is a procedure which involves the production and arrangement of a variety of financial instruments. A financial objective is achieved with a certain amount of cost, tax, and legal formalities. For instance; dividing present financial products in a certain way that new financial products are created from them.
A Financial Engineer Maximizes Profit, But How?
Financial engineering sometimes refers to the plan which organizations implement with the intention of maximizing returns and other important use to maximize profits or other important performance parameters. Some examples are the creation of derivative against the usual risks by a party to a transaction, the structuring of a purchase or sale in a way that best serves the buyer and the seller, and the use of new methods to calculate the market value of new or existing financial instruments.There is a great demand for financial engineering. They have median salary from $52,215 to $193,076.
A financial engineer does the following:
Designs, Creats And Implements Financial Instruments
Financial engineers devise, produce and execute new financial instruments, models and procedures that can help solve disputes regarding finance and utilize new financial opportunities.
Formulates New Investment Strategies Using Mathematical Tools
Mathematical tools are used by financial engineers to formulate new investment strategies. The new products formed by financial engineers can be the answer to the disputes and problems which arise during the financial processes. Or as ways to capitalize on returns from forthcoming investment chances.
Conducts In-Depth Research
Financial engineers do a thorough analysis and research in order to create these models and theories. And they rely upon these in-depth data analysis and risk analysis.
Expertise In Academic Fields: Economics, Finance and Statistics
Financial engineers apply their knowledge of Corporate Finance, Accounting, Economics, Statistics, etc. in diverse fields. They usually work in the field of securities, banking, finance and consulting.
Academic Qualifications:
There is a bachelors as well as a Masters in Financial Engineering (MFE) which are available. Masters in Financial Engineering is a 2 year program which gives exposure to students academically, as well as practically, in the industries.
The program serves students seeking a broad technical knowledge of the prices of derivatives, asset management, design and management of market risk. The MFE is particularly important for those who want to work with:
Portfolio management and security analysis,
Hedge funds,
Risk management,
Trading securities and derivatives,
Corporate finance and corporate restructuring,
Venture capital and private equity.

Creative And Techinical Field
Many financial engineers say the financial engineering includes creativity as much as the technicalities of this field. Since the field is a pioneer and innovator. Also due the availability of cheaper and faster information technology this field of financial engineering has expanded greatly
Few Concerns:
A concern about Financial Engineering is that it was somewhat considered controversial, and some believe that all systemic risks of the economy are increasing rather than reducing, For instance; the responsibility of a financial engineer lies in the development and use of derivatives such as credit default swaps and mortgage-backed securities, that were given the blame for the financial crisis around 2007-2008.
But keeping theses concerns aside, Financial Engineering is a great and financially lucrative field as it combines both finance and engineering, definitely worth a look.

Regaining Financial Stability through Negotiated Debt Consolidation Loans

Financial blogger

Australia was one of the few countries around the world that emerged relatively unscathed from the financial crisis that gripped most of Europe, United States of America, and Asia. However, there were many businesses and individuals who had to take the unwelcome step of having to declare bankruptcy, a move that is literally the last resort for many people.

Financial Meltdown

With money flowing freely and credit cards being issued with the minimum of due diligence, the spending spree was quite large; however, when the economy slowed down and shifted focus, the creditors started pressurising their clients for repayments. For individuals and businesses that had problems repaying the accumulated debts, the only option left to them was to find debt solutions in Australia which would be acceptable to the creditors. This type of situation is tailor-made for the services of a debt mediator who can then provide the individual and the creditors with a mutually agreeable debt solution. The role of a debt mediator is to completely research the financial standing of the debtor, before they can even begin the process of consolidating all the debts. This type of solution through debt consolidation has proved to be one of the best solutions that are acceptable to both parties.

Expert Debt Mediators

One of the most common methods used to find debt solutions in Australia to repay creditors is to take a debt consolidation loan; this is a single personal loan provided by financial institutions, which can clear all or part of their outstanding debts. This solves any incipient problems of a creditor trying to pressurise the debtor to file for bankruptcy. One of the advantages of this kind of debt solution is that the debtor does not have to keep track of different debt repayments, because all the debts will be consolidated into one debt. With the consolidation loan, the part or full repayment can be done, but any future repayment is done with one payment on a monthly basis, freeing the debtor from having to keep track of various repayment issues.

Clean Credit Score

Defaulting on debt repayments, which is normally considered after a 60-day delay, is usually recorded in an individual’s credit history. This record might seriously impair the debtor’s ability to obtain any future credit, which would hurt them quite badly; the entry in the credit report is usually kept for a period of 5 years or longer. However, using the debt solution provided by your debt mediators through a consolidation loan would help to solve this problem and avoid a poor rating or credit score in Australia. This consolidation loan works on the principle of reducing or cancelling all or part of your debts, and consolidating the remaining repayments with a monthly single payment, which would be easier to manage for the debtor. By consolidating the debts, the debtor is able to easily manage their remaining debts or liabilities in an efficient and effective way without having to worry about when the next repayment is due.

Author’s Bio:

Author has many years of experience in content writing. He is the most celebrated and acclaimed author in financial sector. Now he is providing information on debt solutions Australia and credit score Australia.

Emergency loans-Funds to meet your urgent financial expenses

Financial blogger

Do you want to extract instant money to meet your dire needs? Emergency loans are affordable and feasible financial need that let you remove your bad fiscal phase right away. Therefore, anytime when you find yourself with scarcity of money and still many expenses are yet to be paid off, relying upon this loan aid could be the beneficiary loan option. It would be the considerable loan option that let you fulfill your monetary crunch with ease and in instant manner.

Emergency loans as the name says is an instant monetary aid that let you overcome your bad financial phase in least possible time. The time when you are out of finance and need quick fiscal relief, this loan can be the better financial option. Online approach will make the application and approval done in the matter of clicks. Just a single online application form is required to be completed. Once you are approved, the loan money will direct to your bank account to use.

In order to find the affordable deal of emergency loans with bad credit, a careful online research is needed. Lender offer free loan quotes and there will be no application fee. Comparing the quotes and making little negotiation with the lender will be fruitful in lowering down the rates.

It is small loan aid that is instant in nature. Thus, one does not need to bother about arranging any collateral. It takes away all the mess related to collateral assessment and related extensive paper work. Funds can be grabbed depending upon your monthly income and can be repaid back with swift terms. Remove the unwanted financial mess by paying off all your expenses and desires such as meeting medical expenses, sudden car damage expenses, credit card dues, purchase a mobile, pay off telephone bills and so on.

It is not a big deal if your credit status is imperfect, here are emergency loans for you. These loans are free from credit checking process. Thus, it allows all the borrowers to avail this loan aid irrespective of holding any type of credit scores. Thus, whether you have bad credits or good credits, you can get the benefit of this loan without any snub and pressure.

This loan aid removes your small financial pressure that arrives between your two consecutive paydays. Applying with this fiscal aid would be beneficial and get you an instant financial relief.