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Financial Inclusion & Payment System – Exhibitors

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Financial Inclusion and Payment Systems Conference will be a landmark event, scheduled to take place on 24-25 October, 2013. With a broader approach and explicitly defined sessions and the top participants, the Global FIPS Conference will be a unique opportunity to engage with a broad range of players in financial inclusion and payment systems space. The Conference will witness a collaborative environment among the top stakeholders, where the relevant issues will be addressed, and the road map to achieve 100 % Financial Inclusion will be put.

FIPS 2013 will take into account the very essence of inclusive growth, thereby highlighting on the achievements, shortcomings and challenges on our way to overcome.

Financial Inclusion & Payment System

About FIPS

Beginning with 2005 – the United Nations’ -International Year of Microcredit’, academics, think-tanks, commentators and others in large numbers started thinking and talking aloud on the need for financial inclusion programmes to be included as one of the goals in the Millennium Development Targets. Many further pointed to financial inclusion as a gap impeding the target of inclusive growth. In India, the Government has started experimenting with its Business Correspondent and Facilitator model (-BC-), in combination with the agency banking. The initial years’ policy flip-flop and the resultant lackluster impact have generally rendered the stake holders disillusioned. But taking a cue from the failures certain corrective steps have been taken, but still been tentative.

Although the no-frill accounts & the BC operated agency banking framework has undergone many changes it is still not a reasonable business proposition for the agents. This failure is especially grave because peer experience shows that a strong agent’s network is one of the strongest indicators for success.

If the agents are to be successful there has to be a robust payments infrastructure and settlement mechanism. The Department of Banking and Financial Services, and the finance ministry are both now urging the Reserve Bank of India to include financial inclusion in its plans as India’s central bank moves forward with modernization plans for the Indian payment system. India has miles to go before catching up with Brazil and BRICS partner countries.

While India continues to be a power house in its own right, the sheer size of its sub-continental neighbours are also extremely important. Pakistan and Bangladesh are not falling behind and each nation, despite their own challenges are improving their own Financial Inclusion drive significantly. Bangladesh’s record in financial inclusion is remarkable; the advent of mobile banking for the unbanked by as many as 16 Bangladeshi banks is a welcome news. Same is the recent spurt in Pakistan. And in the near future as the relations amongst the nations in the sub-continent improves in general line, more cross border trade, tourism, financial services need to stay atuned to more modern trends

In this back ground ,therefore, the Financial Inclusion and Payment Systems 2013, Delhi Conference (-FIPS 2013 Delhi) will deliberate, debate and finally set forth a strong message for the right direction & the required steps to be taken in view of the experience gathered during the past decade in detail and seek to provide a roadmap for a better and inclusive society.

The takeaway from the conference will give everyone an opportunity to showcase worldwide efforts towards greater financial inclusion at a time in which the financial inclusion programme mandated through the G20 takes on new importance. For example, the Alliance for Financial Inclusion.is devoting significant new resources and is gaining momentum as it has already enrolled more than 100 member countries throughout the world today, from a meagre 6 when it started .

FIPS 2013 Delhi will be aiming at improving the lives, destinies and opportunities of the almost one and one-half billion people living on the Indian subcontinent. Moreover, by working to improve their lives, this conference will also seek to draw from and improve global best practices, through reflective and frank discussions of the achievements, the shortcomings and the challenges on our path to achieving the financial inclusion of humanity. It thereby aims to learn from the peers and translate it in an unique way to fit the each country’s own legacy, its state of readiness and adapt it for the benefit of all the stake holders, and foremost amongst them the people who deserves it.

Potential of BFSI for financial inclusion

For economic growth globally there is one segment, which is growing at frenetic pace everywhere – BFSI segment, and the emerging markets are driving the growth story, led by the fashionable reference point of a league of comparable nations or G10 comprising the BRICS. Brazil is the star amongst the nations, simply because of the democratic traditions, while China today is undisputed king amongst nations despite being number 2 to US for the next 10 odd years. Hence the theory propounded at the G20 meetings took upon the global challenge of spearheading Financial Inclusion-led financial deepening as infrastructure, energy, industry and agriculture, all are relatively longer gestation driving up demands and augmented supply to match the growth potential. So along with energy & climate change & emission, financial inclusion issues get equal weightage. But significantly enough, unlike in energy and climate-control issues here the developed and developing nations are bickering and at loggerheads, but on Financial Inclusion there is almost unanimity, although there is degree of difference in commitment level even amongst BRICS. Everywhere Financial Inclusion is top agenda of reform by the governments irrespective of private sector participation level. Brazil, India, South Africa, Indonesia, Mexico, Turkey, Argentina and every major G20 nations are actively pursuing Financial Inclusion mission overzealously.

Loans for Bankrupt People – Get Your Financial Support Back

Financial blogger

If you had declared the bankruptcy, then it is surely your worst day of life. However, at that time you also have different opportunities like loans for bankrupt people which are planned help for bankrupt people. This financial option offers the financial help so that bankrupt people can regain their monetary status.

These loans are available in secured and unsecured form. Borrowers can go for the loan according to their convenient. In the secured from, there is a requirement of placing the security against the loan amount. Without the security lender does not offer the amount. Homeowners can avail the cash with no hassle in the secured form.

However, tenants have the option of unsecured form to avail the loan amount. It is an advantage for the borrowers because of the no risk factor. They can avail the cash without any risk, but at higher interest rate. This is the perfect option if you need small amount to borrow.

With the help of the loans for bankrupt people, borrowers can smile once again because they will use this money to maintain their financial standard again. To get the approval you must be 18 years old with the UK citizen. It is very important that you have stable job so that you can pay back the loan on time. The person must possess an active bank account for the money transaction.

The online mode of applying for this credit option is just fantastic way to get the cash. In the online mode you do not need to go outside and search for the lender. You can easily sit at the front of your computer to make some healthy search.

A good search will be able to give you reliable lender for your procedure. It is very important that you select the right lender because you provide your crucial personal information to your lender.

Alex Jonnes is financial adviser for Online Loanss. click on the links to know more about loans for bankrupt people, payday loans no faxing, payday loans no credit check and extremely bad credit loans.

Sandridge Energy, Inc. (sd) – Financial And Strategic Swot Analysis Review

Financial blogger

July, 12, 2014 : Company Profiles and Conferences presents a Company Report on “SandRidge Energy, Inc. (SD) – Financial and Strategic SWOT Analysis Review”, who helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

SandRidge Energy, Inc. (SD) – Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Highlights

SandRidge Energy, Inc. (Sandridge) is an independent oil and gas company. The company explores, develops and produces oil and natural gas. The company owns and operates gas gathering and processing facilities, CO2 treating and transportation facilities and conducts marketing and tertiary oil recovery operations. It offers various services to other oil and gas companies such as, drilling, provision of pulling units, trucking, rental tools, location and road construction and pipeline services. It operates through three segments namely, exploration and production, drilling, and oil field services and midstream services.

Key benefits of buying this profile include:

You get detailed information about the company and its operations to identify potential customers and suppliers.
– The profile analyzes the companys business structure, operations, major products and services, prospects, locations and subsidiaries, key executives and their biographies and key competitors.

Rompetrol Rafinare Sa (rrc) – Financial And Strategic Swot Analysis Review

Financial blogger

July, 25, 2014: Company Profiles and Conferences presents a Company Report on “Rompetrol Rafinare SA (RRC) – Financial and Strategic SWOT Analysis Review”, who helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

Rompetrol Rafinare SA (RRC) – Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Highlights

Rompetrol Rafinare S.A. (RRC), formerly known as Petromidia SA, refines oil and markets petroleum products. It processes a variety of crude oils with high sulfur and API contents. It operates through two refineries, namely, Petromidia refinery and Vega Refinery. The product portfolio of the company comprises unleaded gasoline, petroleum, Jet A-1 fuel, diesels, liquefied petroleum gas, petroleum coke, CC propylene, petroleum sulfur, and heavy and medium oils. The company markets its products in Moldova, Romania, Bulgaria, Ukraine, Turkey, Georgia, and Hungary. It exports petroleum and petrochemical products to Croatia, Bosnia, Albania, and western Europe.

Financial Aspects Of Your College Preparation

Financial blogger

Now is the right time to begin the discussion about funding for college with your parents. While you cant do much about securing financial aid during your freshman year, you can come up with a plan for how your family will go about paying for college.

Your parents may have been saving for your college education since you were little. Or, they may not have been so fortunate. Either way, youll need to sit down as a family and discuss the reality of the situation. How much are your parents willing to spend on your college education? How much do they expect you to contribute? About how much do you expect to get in financial aid?

Answering these questions early on save a lot of grief during your senior year. You dont want to fill out the FAFSA and realize in the April before you start college that you cannot afford to go due to lack of funding. There is always a way to get through school. You just need to start planning early to account for any difficulties along the way and to make sure both you and parents are on the same financial page.

Take virtual college campus tours

While you wont be applying to colleges for a while, you can still get a leg up on the competition by taking virtual campus tours for colleges of interest. Knowing what campuses look like, what their buildings look like and where things are located can put your mind at ease. Plus, it shows you how beautiful some colleges really are.

The best part about it is you dont have to leave the comfort of your home. Just visit the websites of colleges youre interested in and click on the virtual tour link (or something similar). Youll learn a lot and wont have to spend a dime. Plus, it can be kind of fun to browse around these different campuses.

Above all else, youll be further preparing yourself for the college experience. Just the act of searching through college websites and locating the virtual tour section is a good exercise. Youll need to become increasingly efficient when using college websites, or any website for that matter, as your high school career moves forward.

Volunteer over the summer

Just lazing the day away during the summer might sound nice, you should continue to work toward making your college application look appealing. You can do this by volunteering for a community organization.

Many students excuses range from they cant find volunteer opportunities to they dont know how to volunteer. Rest assured, the organizations youll be working with will be glad to have your assistance. Many high schools even post volunteer opportunities on campus. Check news bulletins and boards in the office for such opportunities.

Youd be surprised. There are plenty of organizations and companies out there that would absolutely love to have your help. All you need to do is ask. The added bonus is that doing volunteer work on your own time shows dedication, commitment and empathy for the cause of others. Plus, youll start up a good networking base that could lead to potential employment later on.

College administrators love to admit students that care about their community, can balance their schedules and work well with others. Add these excellent qualities to your resume by putting in some time with a volunteer organization.