Financial advice is invaluable but it has to be of the best kind. Earning is difficult but equally difficult is managing the earnings. The eternal rule is to cut your coat as per the cloth you have. It is no easy matter. This universal rule applies to all – whether big government entities or the individual. The water flowing down the stream has to be channelized properly; if not there will be floods that will be followed by periods of drought. This cannot be avoided. Hence the proper type of financial guidance is absolutely necessary. But any and everybody cannot give this advice; it is only people who are expert professionals who have the experience that can be guides. Financial advice involves many issues – inheritance, investment, pension, retirement schemes, annuity advice and the like. From where will you get this financial advice? In the Internet Age this is no problem.
Just switch on your computer and sitting cocooned in the comfortable privacy of your own niche at home or office click on Annuity Advice, Financial Adviser London, Financial Adviser Richmond and Financial Adviser Twickenham. Financial planning is not only about disbursement of funds but also how to better your investments so as to increase your earnings. Taxes have to given priority as the slightest mistake might draw penalties. There are worries about retirement and about leaving assets to your inheritors so that they are not troubled. There are many dark corners that have to be lighted up and cleared. It is the era of digital accounting and it is therefore imperative to take professional advice; if not you will be sail off on the ship sans a captain! Financial planning is about yesterday, today and tomorrow. Legends and fables have tried to din in this point from time immemorial. Walt Disney’s timeless classic the Grasshopper and the Ant shows how the grasshopper, unlike the ants, did not work and save in spring, to suffer cold privation during winter. Man too should be careful while the weather is fine because none knows when it might rain.
It is only financial planning that takes into account this probability. In the classic film, the queen of the ants is the expert financial planner. The same message is conveyed in the story of Three Little Pigs. The sibling pigs made three houses each made of straw, sticks and bricks. The Wolf came knocking and could easily blow down the houses made of straw and sticks but could do nothing with the house made of bricks. Sound financial planning are the bricks with which to make your house – the house in which you can sleep safely and soundly even if the weather howls outside. It is bad or lack of financial planning that brought about disaster for many during the 2007 Great Recession of USA. No corner of the world was spared. Only those who had not gambled, those who had built their houses on solid foundations, listening to good financial advice were spared. They took shelter in Noah’s Ark and came out from the crisis unscathed.